For Credit Unions
Partner with VroomBrick.
Give your members an exclusive real estate benefit that saves them thousands on every home transaction, brings new members into your credit union, and gets your lending team earlier in the homeownership pipeline.
VroomBrickThe Opportunity Finder · point-of-sale CDFI eligibility
Settle eligibility in seconds, not email threads.
Type a property address and get the U.S. Treasury's own determination of whether it sits in a CDFI Investment Area, shown as a pin-drop on the map with the qualifying tract drawn in. Your loan officer forwards the result to the agent as citable proof. Unlike the core and LOS geocoders that only flag the tract once the loan is already issued, it answers at the point of sale, when the loan is still won or lost.
A Black-and-White Answer
Type an address, get an instant yes-or-no on whether it qualifies for CDFI financing, with the census tract drawn on the map. It even separates a CDFI Investment Area from the overlays it gets confused with, Opportunity Zone, LMI, NMTC, and USDA rural.
At the Point of Sale, Not After the Loan
Core and LOS geocoders check the tract once, after the loan is already issued, too late to shape the offer. This runs at the application, when the answer still changes the deal and can route the borrower into CDFI financing.
Agent-Facing Proof
Your loan officer texts a pre-filled link that opens straight to the result. Not an opinion, the Treasury's determination, as a shareable proof the agent can't dispute.
White-Label, Live in Days
Runs on your credit union's own branded subdomain. Address in, flag out: no PII, no member data, no core integration, so there's no lengthy security review to clear.
The Opportunity Finder reports the U.S. Treasury CDFI Fund's designation of Investment Area census tracts (sourced from the CDFI Information Mapping System, current ACS vintage). It provides eligibility information only, keys on geography rather than any protected class, and does not make a credit decision or recommend a product.
Homeowner ReadinessA member education and pre-intent platform
Turn your members into future buyers.
Homeowner Readiness gives your members the education they need before they ever start house-hunting, and builds trust in your credit union as their preferred mortgage provider before they go shopping at digital lenders. The pre-purchase assessment evaluates credit health, savings, and timeline, surfaces the gaps, and connects members with your lending team early.
Pipeline Capture
Future buyers surface to your lending team months, sometimes years, before they're transaction-ready. The readiness assessment flags engaged-but-not-yet-ready members early.
Member Education
Plain-language guidance on credit, savings, and homebuying timeline. Members come to your lending team informed and prepared, not confused or under-qualified.
Engagement Through the Wait
Members preparing to buy stay engaged with your credit union through the readiness platform. They don't drift to competitors during the prep period.
White-Label Platform
Homeowner Readiness is white-labeled with your credit union's branding, domain, and look-and-feel. Members experience the readiness program as your service, not a third-party tool.
VroomBrickA real estate transaction platform
A member benefit that drives loyalty, lending, and growth.
VroomBrick handles the real estate transaction itself. When members are ready to buy or sell, they get a step-by-step dashboard, attorney-led closings, and direct connections to your lending team, all at a 1% technology fee instead of the traditional 3% commission.
Member Savings
Your members save an average of $10,000 on a $500K home transaction. Real, tangible value that differentiates your credit union from competitors.
New Member Acquisition
Pair VroomBrick's $10K average savings with your grant programs and down-payment assistance to power outreach campaigns that bring in net-new members who are actively shopping for a home.
Lending Retention
Members who use VroomBrick through your credit union are connected with your lending team for mortgage pre-approvals and financing. Your loans stay in-house.
White-Label Platform
VroomBrick is white-labeled with your credit union's branding, domain, and look-and-feel. Members experience the transaction platform as your service, not a third-party tool.
Let’s talk.
Tim Piatt · Head of Partnerships
Reach out and I’ll walk through how VroomBrick fits credit union, your members, and your team.